Know more about Our Sayyam
At Sayyam Investments, we build simple and reliable financial solutions powered by technology and a customer-first approach.
Company Overview
Sayyam Investments Private Limited is a Non-Deposit Taking Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI), with its head office in Guwahati, Assam. The company focuses on providing accessible and reliable loan solutions across India.
Through our digital lending platform, PayRupik, we offer instant personal loans of up to ₹2,50,000 with a simple application process and quick approvals. Designed for convenience, PayRupik delivers a seamless borrowing experience with competitive rates, flexible repayment options, and a fully digital journey. The process is transparent and streamlined, enabling quick disbursal without the need for collateral.
Our Vission
Facilitation of the financial welfare of our customers by advancing instant credit at the utmost convenience.
Our Mission
To become a world-calibre financial services company, endeavouring to provide financial services and assistance to all sectors of the Indian economy.
Our Values
We strive to provide the finest credit services to our customers in a time-bound and efficient manner. We create a unified digital experience for acquiring loans through customer satisfaction, accessibility,and transparency to enhance livelihood.
We Promise Sustainable Future For You
Consumer and Salaried Loan
Safe, Secure & Transparent
Hassle free online Documentation
Easy Repayment Process
Directors of Sayyam
Rishab Raja
Director
Alumini of IIM-C
At Sayyam Investments, we bring together the strengths of banks and Non-Banking Financial Companies (NBFCs) through our co-lending model, ensuring efficient and seamless credit access for businesses and individuals. With a strong user base and a seamless digital lending platform, we aim to expand financial inclusion and offer quick, hassle-free credit to consumers.
Girish Chander Dalakoti
Independent Director
35 years experience
Mr. Girish Chander Dalakoti, a Director at Sayyam Investments Pvt. Ltd., brings over 35 years of leadership experience in banking, including key roles at Bank of Baroda. With expertise in operations, recovery, and regional management, he has led large teams, driven business development, and implemented strategies for growth and compliance. His deep understanding of financial administration and customer-centric practices strengthens the company’s governance and operational vision.
Laxmi Kant Srivastava
Independent Director
39 years experience
Mr. Laxmi Kant Srivastava, an Independent Director with 39 years of banking experience, joined Sayyam Investments Pvt. Ltd. as an Additional Director. Certified in banking and sustainable finance, IBPS, GLG, and other international consulting firms impaneled him as a subject matter expert. Mr. Laxmi Kant is also a guest faculty in Canara Bank, BIRD, IIBF, NIBSCOM, and NABARD like reputed institutions, and is actively involved in people development and research on the Indian economy.
Mr. Shankaragouda Lingangouda Patil
Independent Director
35 years experience
Mr. S.L. Patil, a former State Information Commissioner and retired Additional Commissioner of Commercial Taxes, joined Sayyam Investments Pvt. Ltd as an Additional Director. His extensive experience in tax administration and quasi-judicial roles, including his service as a Tax Member of the Karnataka Appellate Tribunal and State Information Commissioner, brings valuable expertise to the company.
Sameer Gaikwad
Independent Director
20+ years experience
Mr. Sameer Gaikwad, an Independent Director at Sayyam Investments Pvt. Ltd., is an IICA-certified professional with 20+ years of experience in banking and NBFC sectors. He brings expertise in asset and liability management, regulatory compliance, and strategic business planning. Having worked closely with institutions like the Reserve Bank of India and SEBI, he adds strong governance, operational insight, and financial acumen to the board.
Mr. Koteshwar Vishweshwar Tulshibagwale
Independent Director
36 years experience
Mr. Koteshwar Vishweshwar Tulshibagwale is a seasoned banking professional with over 36 years of experience at Bank of Baroda, including leadership roles across India and Kenya. An M.Sc. in Agriculture, CISA-certified, and a Diploma holder in Computer Science, he retired as General Manager & Chief Coordination after overseeing a business portfolio exceeding ₹3 lakh crore across Gujarat and Rajasthan, with 2,500+ branches and 20,000+ employees. He has played a key role in driving digital transformation, including core banking implementation in Kenya and launching mobile banking initiatives in India. He also served as Director on the Board of Baroda Gujarat Gramin Bank and Convenor of the SLBC, Gujarat. With strong expertise in technology, governance, and strategy, he brings valuable leadership to financial services growth and transformation.
Kalyani Kota
Independent Director
36 years experience
Kalyani Kota, an Independent Director with over three decades of banking experience, brings extensive expertise in strategic banking operations and credit portfolio management. Having served as Chief General Manager at Canara Bank, she has led large-scale operations across diverse segments including corporate, MSME, and priority sector lending. She has also held board positions across multiple financial institutions, contributing to governance, regulatory oversight, and business strategy, while driving operational excellence and financial performance.
Mr. Devendra Kumar Verma
Independent Director
35 years experience
Director of the Company, his career in the Finance industry, spanning over more than a decade, has enabled him to build a powerful network in the banking sector and an unparalleled expertise and insight in the Banking field in India.
Our Service Providing lending Partners
