At Sayyam Investments, our strength lies in our people. We are a team of dedicated professionals committed to delivering timely, efficient, and customer-first credit solutions. With deep expertise and a shared mission, we work together to ensure every loan experience is smooth, transparent, and tailored to individual needs. Excellence isn't just our goal - it's our standard.
Sayyam Investments Private Limited began operating as a non-deposit-taking non-banking financing firm on October 8, 2012, headquartered in Guwahati, Assam and received RBI certification in 2014. In 2021, We developed a product to assist the general public with their financial needs. Hence, “PayRupik” a mobile app-based service, to meet the personal financial demands of the Indian population. In order to achieve this, we launched this Instant Personal Loan platform for self-employed and salaried professionals. On this platform, you may submit an application for a Personal Loan of up to INR 20,000. We provide our customers a flexible and customised lending facilities with hassle-free online documentation. Furthermore, there is no requirement for collateral when applying for a loan. We currently have 14 million+ downloads, a Google Play store rating of 4.4 stars.
As it is often said, "If you want to lift yourself up, lift someone else." We, At Sayyam Investments, uphold this belief and have a dedicated team for each department which ensures seamless & harmonious functioning of the business. We have a team of experts who work extremely hard to excel at what we do. Sayyam strives to offer its customers the finest credit services in a timely and effective manner. To that end, we have one of the best teams to handle everything. By giving flexible working hours, significant paid time off, meeting individual wants and requirements, and fostering a supportive work environment where personal and family demands are understood, we have a fantastic workplace that is flexible to fit employees' job needs and promotes a work-life balance.
 9.png){kind=small}
| Director
Director and Business Head of the company, Rishabh is an alumni of IIM-C with an Advanced Programme in Fintech & Financial Blockchain, a Law graduate and an honored member of the Institute of Company Secretaries of India (ICSI). With his enormous expertise in the Finance Industry, astute skills in business planning and development, he is one of the chief driving force behind Sayyam Investments Private Limited. His role as a leader involves strategic planning, business development and effective execution.
| Chief Finance Officer
Rajendra Yadav, an accomplished Chartered Accountant with over 10 years of experience in leading fintech firms, has a proven track record of transforming financial challenges into growth opportunities. With a deep understanding of the fintech landscape, he excels in implementing innovative financial strategies and robust risk management frameworks. Rajendra’s strategic mindset and expertise in aligning financial operations with business goals have been pivotal in driving success and fostering sustainable growth.
| Head of Operations
Debaloy Sinha, a seasoned professional, brings over 5 years of expertise in customer support, Non-Banking Financial Companies (NBFCs), collections, and credit risk management. With a strong track record of streamlining processes and optimizing performance, Debaloy specializes in delivering exceptional customer experiences while driving operational excellence. Their strategic approach and commitment to continuous improvement make them a trusted leader in achieving impactful results across key business functions.
| Chief Technology Officer
Govind, Chief Technology Officer at Sayyam Investments Private Limited, brings over 14 years of experience in architecting scalable fintech and digital infrastructure. With expertise across Fintech, IoT and online marketplaces, driving innovation across B2B, B2C, and financial ecosystems, Govind spearheads the company’s digital transformation building secure, API-driven architectures, automating loan origination and credit risk systems, modernizing core infrastructure and enhancing customer experiences. His strategic vision and deep technical expertise ensure Sayyam’s technology remains agile, compliant, and future-ready, positioning it as a trusted and digitally advanced NBFC in the financial landscape.
| Legal Counsel
Midhat, an adept Legal Head, brings over 4 years of experience in managing corporate legal affairs, regulatory compliance, and risk mitigation. With a strong command of legal frameworks and contract management, Midhat ensures seamless adherence to statutory obligations while safeguarding organizational interests. Their strategic approach to resolving legal challenges and expertise in fostering transparent policies make Midhat an indispensable leader in driving operational integrity and legal excellence.
.png)
| Credit - Manager
Gopi, with over 5 years of experience in customer satisfaction management and credit review, has been instrumental in driving operational excellence through his unwavering focus on enhancing customer experiences and ensuring financial stability. His expertise in developing robust customer feedback systems and conducting in-depth credit assessments has consistently elevated service execution and delivery. Gopi’s dedication to mitigating risk while maintaining high customer retention makes him a vital contributor to our success.
.png)
| Head of Marketing
Saravanan, a seasoned Marketer, brings over 10 years of expertise in strategy and operation, driving success across verticals in marketing and public relations. With in-depth understanding of performance-driven marketing, encompassing content strategy, social media, influencer collaborations and PR, he delivers innovative, data-driven approach that fuels engagement, optimizes retention, and elevates conversion rates. His sharp analytical acumen and industry foresight establishes him as a trusted leader in delivering impactful, results-driven campaigns.
| Human Resources
Nidhi, a distinguished HR leader, brings over 12 years of experience in delivering transformative human resource solutions. Certified in Global HR Management, she excels in shaping talent strategies, boosting employee engagement, and fostering organizational excellence. With a proven track record of aligning HR initiatives with business goals, Nidhi combines strategic insight with a people-focused approach, making her a trusted driver of impactful and sustainable workforce solutions.