Sayyam Investments Private Limited is a Non-Deposit Taking Non-Banking Finance Company (NBFC) duly registered with the Reserve Bank of India (RBI), with the head office in Guwahati, Assam.

We are engaged in the business of providing loans. Our services are aimed at fulfilling the aspirations and dreams of millions of our customers. We have developed a mobile app called “PayRupik” to cater the personal financial needs of the Indian public.

Payrupik enhances the experience of obtaining instant personal loans up to INR 25,000 within minutes on your mobile phone, here you can avail of loans with low interest, early repayment, and a fast process. For more assistance our customer service is very professional and will actively solve all your problems.

The loan application process is completely transparent and straightforward, facilitating the speedy disbursal of loans. Further, it’s not required to submit any collateral to get a loan from our PayRupik App.


Facilitation of the financial welfare of our customers by advancing instant credit at the utmost convenience.


To become a world-calibre financial services company, endeavouring to provide financial services and assistance to all sectors of the Indian economy.


We strive to provide the finest credit services to our customers in a time-bound and efficient manner. We create a unified digital experience for acquiring loans through customer satisfaction, accessibility, and transparency to enhance livelihood.​​​

We Promise Sustainable Future For You.


Rishabh Raja

Director and Business Head of the company, Rishabh is an alumni of IIM-C with an Advanced Programme in Fintech & Financial Blockchain, a Law graduate and an honored member of the Institute of Company Secretaries of India (ICSI). With his enormous expertise in the Finance Industry, astute skills in business planning and development, he is one of the chief driving force behind Sayyam Investments Private Limited. His role as a leader involves strategic planning, business development and effective execution.

Devendra Kumar Verma

Director of the Company, his career in the Finance industry, spanning over more than a decade, has enabled him to build a powerful network in the banking sector and an unparalleled expertise and insight in the Banking field in India.

Laxmi Kant Srivastava

Laxmi Kant Srivastava, an Independent Director with 39 years of banking experience, joined Sayyam Investments Pvt. Ltd. as an Additional Director. Certified in banking and sustainable finance, IBPS, GLG, and other international consulting firms impaneled him as a subject matter expert. Mr. Laxmi Kant is also a guest faculty in Canara Bank, BIRD, IIBF, NIBSCOM, and NABARD like reputed institutions, and is actively involved in people development and research on the Indian economy.

Shankaragouda Lingangouda Patil

Mr. S.L. Patil, a former State Information Commissioner and retired Additional Commissioner of Commercial Taxes, joined Sayyam Investments Pvt. Ltd as an Additional Director. His extensive experience in tax administration and quasi-judicial roles, including his service as a Tax Member of the Karnataka Appellate Tribunal and State Information Commissioner, brings valuable expertise to the company.